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From / Date: |
Question / Answer: |
| 7227. |
Jiim
Greenville NC
Age: 36
Mar 12, 2010
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Rebates could cause problems with HTBI.
Rebates could cause problems with HTBI.
I work at a company that offers a product that comes with a rebate. The dealer and homeowner are bound to some conditions in the implementation of this program.
As I was reading the legal stuff (dealer version), I found.
“ Additional information will be verified:”
“Consumer name”
“Valid address based on Melissa (Post Office) data”
“Valid phone number”
The rebate would be kicked back to the dealer as a charge to his account and then you may have a real problem.
Your best bet would be to work a cash deal and skip the rebates. Most of the time the dealer pays 1/2 of any rebate anyway.
Submitted Link #1: http://www.melissadata.com/Lookups/index.htm
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| 7226. |
Dave
Riverside, CA
Age: 54
Mar 12, 2010
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email
I am selling a book controversial in nature. Nothing illegal, hateful or unacceptable, just recovery from drug addiction and all problems associated with this issue.
My question is this: If I take email questions for a mobile broadband phone service to my website, if I do not respond directly to the email, choosing to answer the question by posting my response will it be possible for a person to find out who I am? The book is written under a pen name. Would appreciate advice.
Thanks
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| 7225. |
Mike
Orange County, CA
Age: 30
Mar 12, 2010
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No one cares about privacy???
I came across this article today discussing how today's youth are no longer concerned about privacy and are more than willing to divulge much of their personal lives in return for free services. The author seems to suggest that a lack of privacy actually helps society by allowing marketers to quickly identify which products we need and to try their best to make us buy them. After all, we’re nothing but a bunch of consumers, right?
It just so happens that the author of the article is married to a Google employee, but certainly tries to convince us that his views are in no way affected by that fact…
Submitted Link #1: http://news.cnet.com/8301-13578_3-20000336-38.html...
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| 7224. |
Will
Bellefonte, PA
Age: 42
Mar 12, 2010
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LLC ownership
After reading HTBI, I'm interested in buying an LLC from Rosie or Michael. One thing I don't understand is how the ownership of the LLC actually works. If I bought an LLC from Rosie, does it come with paperwork saying that she has sold me the company?
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Yes, Rosie forms the company and gives her own address in Spain. If you then purchase an LLC from her, she will give you a receipt showing you purchased the LLC from her.
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| 7223. |
Lewis
Athens, GA
Age: 35
Mar 12, 2010
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Use Cash And Enjoy Privacy? You’re A Terrorist
Here is an interesting article about privacy in Britain:
"A new government commercial currently running on one of Britain’s most popular radio stations is selling one thing – fear – by encouraging Londoners to report their neighbors as terrorists if they use cash, enjoy their privacy, or even close their curtains."
Submitted Link #1: http://www.prisonplanet.com/use-cash-and-enjoy-pri...
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| 7222. |
Charles
Summit NJ
Age: 58
Mar 11, 2010
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Leonard 7209
Hi Leonard,
A question for you: why cash it at all? As JJ said, you will be asked for ID. Unless I desperately needed the cash and had no other source for cash (a bad move to be in that position!), why not instead use the MO to pay a bill (or buy something via mail order and use the MO to pay for it)? I am sure you can think of other uses for your M.O.
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| 7221. |
Debra
PHILADELPHIA, PA
Age: 23
Mar 11, 2010
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Swiss Bank Accounts
I'm not sure if PostFinance qualify as a Swiss Bank account. But several years ago I opened a bank account at PostFinance by mail. Several years ago they sent out letters stating all accounts outside their area would be closed.
My account and other accounts were closed. I'm not sure about other banks but PostFinance kept details records about the location of their customers.
I'm sure others banks do the same.
Submitted Link #1: http://www.postfinance.ch/...
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| 7220. |
George
Pomona, CA
Age: 26
Mar 11, 2010
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Re: Hard Drive Wipe
For those of you who cannot afford commercial software or who simply don't believe in paying, there is a free, open source program called Darik's Boot and Nuke (DBAN) that works pretty well.
Submitted Link #1: http://www.dban.org/...
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| 7219. |
Chris
Phoenix, AZ
Age: 50
Mar 11, 2010
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Follow up to scanning mail CMRA's
Follow up to #7217:
I don't believe the USPS will forward mail to a distant country, and I'm not sure which of my creditors I'll give a ghost address. Also, I may only use this new scanning mail address for more than 6-9 months until I've got things worked out.
I've looked online and read the websites of Earth Class Mail and Mailbox Forwarding, as well as paperlessmail.com and either there isn't any information about process serving, or, it is nebulous. Thus my questions - is it state specific to the location of the CMRA [i.e. anyone from any state can serve someone who has an address with a CMRA in, say, California (which I understand DOES allow service f process)], or is depend upon the state where the creditor is located?
Just trying to get all of this clear before I set everything up.
Also, if someone has any other advice to offer, I'm all ears.
Thanks!
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| 7218. |
George
Pomona, CA
Age: 26
Mar 11, 2010
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Media Propoganda Says Working For Your Self Is
This family tries so hard and "struggles" on $80,000/yr annually. Even in New York, America's most expensive metropolitan area, that's still a livable wage. But, this is Minnesota for crying out loud! And they also mention how "burdensome" their high deductible health plan is, neglecting that the federally limited *out-of-pocket* cost cap for a family right now is at a little less than $9K. Considering that they even get to deduct those premiums as self-employed business owners and reduce their tax burden, that's not really that much.
They make is seem so "risky" to work for yourself, but the truth is that what's riskier is working for someone else and hoping you'll have the job the next day everyday. What makes me laugh is that all of the people mentioned in the story are media professionals. Kinda of a conflict of interest, no?
Submitted Link #1: http://money.cnn.com/2010/03/11/pf/freelance_budge...
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Hmmm ... well, they could take that $7,000 "saved for college" and use it for something more useful.
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| 7217. |
Chris
Phoenix, AZ
Age: 50
Mar 11, 2010
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Serving Process at CMRA's
I just learned two days ago that I'm losing my job in another couple of weeks. I'd like to use a CMRA with scanning services to receive my general/credit bills so I can read them online. But, I hear that a process server can serve at least some of the CMRA's for its customers.
Are there certain states I should avoid in regards to CMRA's location, or is it based upon the creditor's place of business?
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Can you tell them you are moving to the Canary Islands? If so, get the ghost address there. Your bills can be scanned and e-mailed to you.
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| 7216. |
Chris
Phoenix, AZ
Age: 50
Mar 11, 2010
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Mixing multiple LLC's and personal mail at same ghost address
I'm looking at my mail needs, and can see about 5 different types of mail. I'm concerned about mixing my personal "go forward" mail (IRS, license plates, etc.) with my two NM LLC's at the same mail drop (i.e. your Alaska mail drop). Is there a problem with that - i.e. could they learn of another entity because its mail goes to the same location?
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Anything is possible of course, but I don't see any great danger. Also, remember that you have TWO addresses for Alaska so use a PO Box for some mail, and the street address for other.
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| 7215. |
leonard
columbia,sc
Age: 36
Mar 11, 2010
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re:7209 money order
i have a very unusual last name, so the first initial with the full last name really doesn't help me a lot for privacy.any suggestions? thanx in advance
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1) Fill in just your three initials. This may or may not work.2) ... Have a friend enter his or her name and cash it for you.
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| 7214. |
helmut
kitchener,ontario
Age: 70
Mar 11, 2010
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#7211
Charles and others: At the moment the Swiss agreement to reveal names of USA holders of Swiss bank accounts involves only some 4000 customers.They would be the ones who actually used their real identification when they opened their accounts.Stupid is as stupid does!For the actual "numbered" acounts with verbal passwords, it is my guess that each bank would use its own discretion whether to ask a citizenship related question or not whenever someone presents a numbered savings passbook at a window.They will not likely tolerate a German spy at every teller window.Read the story of William Tell,Switzerland's folk hero.The owners of such "bearer accounts" would do well,at this turn of events,to either have a second citizenship with valid ID or to acquire such.Germany is leaning on the Swiss much harder than the United States is.Got Canadian relatives?
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[You submitted a Web site address but it does not work.]
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| 7212. |
Drake
LA, CA
Age: 34
Mar 10, 2010
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7204 - Web site access to databases
Kicksomepast is registered to Metro-Goldwyn-Mayer Studios, Inc. who uses MarkMonitor for brand protection, anti-piracy, anti-phishing, anti-spam, etc.
Access to the products from this MGM site is protected by this corporate security firm, who have the contracted right with MGM to monitor all activities on the site. They will use anti-fraud protection methods to secure their client. This includes monitoring activity of the site's users, and IP address and identity verification.
As a security and investigation firm, MarkMonitor has contracts and agreements with database sources; both private and government owned.
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| 7211. |
Charles
Chicago ILLINOIS
Age: 42
Mar 10, 2010
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Banking Secrecy
To those fretting about lack of banking privacy in Switzerland and other "tax haven" nations, keep in mind it took the concerted might of the U.S. State Department, IRS and several European Governments to get Switzerland to divulge anything. Reread Jack's books. He's talking about P.I.s, ex-spouses, lawyers and various lesser entities searching for your loot, NOT a major federal government with an ax to grind.
For the same reason Jack recommends being open and honest with the IRS you don't have to worry about Swiss banks and the like giving you up. If it is the Federal Gov't you're worrying about, you have bigger problems.
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| 7210. |
Charles
Chicago ILLINOIS
Age: 42
Mar 10, 2010
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Hard Drive Wipes
The simple answer is, drives are cheap -- destroy, don't sell them. The long answer is cccording to the 2006 NIST Special Publication 800-88 (p. 7): "Studies have shown that most of today’s media can be effectively cleared by one overwrite" and "for ATA disk drives manufactured after 2001 (over 15 GB) the terms clearing and purging have converged." An analysis by Wright et al. of recovery techniques, including magnetic force microscopy, also concludes that a single wipe is all that is required for modern drives. For classified material, either degauss with an approved machine (and you can't afford one) or physically destroy the media.
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| 7209. |
leonard
columbia, sc
Age: 36
Mar 10, 2010
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western union money orders
i've got a blank WU money order. what's the best way to cash this thing? preferred--make it out to cash with an ilegible endorsement on the back.
thanx
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Since you will be asked for ID, fill the m.o. in with your first initial and last name.
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| 7208. |
Sam
Poway, CA
Age: 63
Mar 10, 2010
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Re:7200 Ordering Books by Mail Order
I have had excellent results with depositing cash in a Coinstar machine that offers Amazon gift cards. Place the Amazon order online. Amazon will ship to the name and address you enter. At the end of the order there is a place to enter the "Gift Card Code". Just make sure there is enough money on the card to cover the order. You do have to set up an account with Amazon, but as long as you pay with gift cards they seem to be happy with the name provided. If you do not use all of the money on your card, the balance will be available to apply to your next order, even if it is less than one dollar.
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| 7207. |
Carl
Cincinnati, OH
Age: 43
Mar 10, 2010
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A couple of tech notes
If a hard drive is wiped using a DOD standard, it becomes a very expensive proposition to recover anything off of it. It is possible, just as it is possible to recover data from smashed or burnt hard drives (yes!). As an IT pro, I have no problem with wiping a drive, and reinstalling Windows to sell the machine. We use DOD-type wipes in the hospital industry before we send old computers back to the leasor. Proxy servers for anonymous internet; I don't trust them. Why? Scripts. Plain and simple scripts. Proxies typically apply to only specific ports such as 80, 21, 443, etc., etc. Most web pages now (as opposed to ten years ago) load a wide range of scripts and sometimes connect to as many as ten servers in the process of loading one site on a wide range of ports, betraying your true ip. If you don't want to take any chances, disable java, javascript and activex in your browser, as well as any media plugins. But it rather defeats the purpose of the internet as it now exists.
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