"The HTBI book is a treatise on steps to legally protect your privacy that will make it very difficult, time consuming and expensive for another person, organization, or entity to track and/or find you."
Zeb Kairos, Computer Consultant; Deer Park, Florida
 
 
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Ask or Search Questions Questions: 1521 to 1540 (of 5753) Previous Page - Next Page 
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#: From / Date: Question / Answer:
6099. David
Eagan, MN.
Age: 44
Jun 28, 2009
Lonnie Scruggs and mobile home biz
Concerning the invisible home based business you recommend in your book which is taught by Lonnie Scruggs regarding buying and financing mobile homes, I had someone caution me with these words: "Look carefully at the saturation point in your area for this type of real estate investment strategy. I learned too late when I was once getting started in a business that this was a concern I should have understood and had addressed. If too many people are doing what you are doing, it becomes far more difficult to make money." I thought exactly the same thing before they gave me this caution. The question now remains: How do we know what the saturation point is and how do we check it?

The response: There is no such thing as saturation is not valid because it is.

... I don't understand your last sentence but perhaps someone else will.

6098. Greg
Hotchkiss, CO
Age: 44
Jun 27, 2009
6088 DMV records
I cannot speak to all states DMV records, but in Colorado, if your drivers license is queried, your social security number will come up along with all of the other information associated with your license. Running a plate will give the name and address that you find on the registration. If your SSN does not appear on your registration paper, I would think it would not come up in a license plate search.

6097. George
Pomona, CA
Age: 26
Jun 26, 2009
80% of New College Grads Jobless

I know people who have literally left the country to find what little work there is available.

Lesson learned: <Skip college. Go into business for yourself.

Who really wants to graduate with $130K in private school debt and have no jobs to look forward to? And worse, that massive debt is also shielded from bankruptcy, which means it literally will follow you to the grave.

Submitted Link #1: http://prof77.wordpress.com/2009/05/16/new-college...

6096. Tommy
New York
Age: 52
Jun 26, 2009
FACEBOOK SEARCHES: Not anonymous
For those who are unaware, Facebook searches made by you can be revealed to your searched party. I get these e mails from Mylife.com inviting me to pay a small fee to see exactly who was looking at my profile on Facebook. So just be aware of this when doing Facebook searches that you my think are anonymous-they are apparently not...

6095. Nathan
Dallas, TX
Age: 25
Jun 25, 2009
Re: 6093
The person applying for the mortgage will then be required to disclose the personal loan. If the mortgage company or their underwriters discovers any of the monies used for the downpayment are borrowed the loan will be denied. Would also refer you to Title 18 United States Code, Sec 1001, et seq. (Making it a crime to lie on a loan application form 1003)

6093. Nona
SF, CA
Age: 44
Jun 24, 2009
6086 - Mortgage
Make a personal loan to your partner who will show the value in their bank statement or other asset records checked in the mortgage process. That they have the value in their possession seems like it ought to be enough to satisfy the ones looking. Your personal arrangements can keep you invisible.

6092. Nathan
Dallas, TX
Age: 25
Jun 24, 2009
#6086 - Mortgages
Not disclosing the true source of the downpayment in the qualification process of applying for a mortgage.... is called mortgage fraud.

6091. Sebastian
Knoxville, TN
Age: 59
Jun 24, 2009
CCW Virginia
If you don't want your name and address showing up in Virginia's database, get a Utah CCW permit. Utah issues CCW permits to non-residents. Virginia and other states have reciprocity with Utah.

Submitted Link #1: http://www.usconcealedcarry.com/public/399.cfm...

... OK, I said I was going to drop the CCW posts, but I'll add this one last item. That should do it.

6089. Kate
Miami, Florida
Age: 38
Jun 24, 2009
Check Depositing
Thanks everyone for your suggestions! I am going to look into them and I'll let you know which option works best.

6088. Bill
Reno, NV
Age: 51
Jun 24, 2009
LLC & DMV
A friend of mine (who is just starting out with HTBI) retitled his vehicle into a NM LLC. When he did this, he ended up giving his personal SSN to the DMV.

Giving that he already owned this vehicle for a number of years (where his name & true home address was attached to the VIN at the DMV, police accident reports and repair shops) is there any real privacy risk in this?

(1) Does the SSN associated with an LLC show up in the police computer if a cop runs his plates or a PI does the same? If so would it automatically pop up his name and information or would that take an additional search?

(2) I read somewhere that when the police run a Drivers license that the SSN comes up on the screen - is that accurate?

...
(1) I don't think so.

(2) Perhaps some LEO can answer this question.

6086. Josh
Hackensack, NJ
Age: 30
Jun 24, 2009
Anonymous RE purchase
Note to JJ: This does not exactly follow your suggestions, but maybe readers can help with some scenarios.

I'm trying to buy house (RE) in the max invisible way. At this time I can not buy it outright as Jack and common sense would suggest. So mortgage needs to be involved.

Here is the scenario: RE is to be acquired by me and the partner. Partner will be securing the mortgage. I'm not visibly involved at all, my name is not to be recorded on either the mortgage, nor deed.

However, money for the down payment need to come from me (fair part). What's the best way to do it??

Apparently, needs to be done such way so no mortgage company, nor tax authorities have any questions.

... You must first get an attorney to protect your interests.

6085. Susan
Cleveland, OH
Age: 53
Jun 24, 2009
More on CCW permits
Some additional thoughts on getting a CCW permit. In my state, on the application form to be filed with the sheriff, you have to give your true address, and list all previous addresses you have lived at since you were 18. This probably doesn't fit in too well with using a ghost address or LLCs for titling real estate or cars.

And, some states may consider the CCW database as a public record subject to disclosure under the state's Open Records or FOIA-type law. In my state some anti-gun newspapers actually get the permit list and publish the names of persons issued the permits.

So there are some anti-privacy implications to think about here.

... OK, end of CCW permit questions and comments. Let's move on to other issues, readers.

6084. Pat
Punta Gorda FL
Age: 69
Jun 24, 2009
Ultimate Invisability
Comment: After making a move, went to a local oil company made out an application. Yesterday was called to come in there was a problem with my credit report. Well I do not have a credit score, instead I am listed as DISEASED. Now I ask you how many people are going to look for a dead person? Apparently it is only for credit purposes. I'm still receiving my mail and appropriate checks. Pat

... I think you mean "deceased." Glad to hear you are still alive. :)

6082. John
Virginia Beach, VA
Age: 39
Jun 23, 2009
Re: Chris #6071
Chris, Open carry without any type of permit is legal in Virginia and happens every day. Virginia has an organization (Virginia Citizens Defense League - VCDL) that is very active in the gun rights movement and political scene. You DO need a Concealed Handgun Permit to legally carry a gun concealed. Yes, it will put you in the state police database, but you have to make the decision on if its worth it. Finally, you ARE NOT require to register any guns in Virginia other than regulated types like machine guns. If you are serious about carrying a gun for protection take the classes and practice regularly at the range until you are comfortable with weapons. Also, read every book you can find on self protection using guns. A split second decision can change your life forever, and not necessarily for the better.

Submitted Link #1: http://www.vcdl.org...

6080. Susan
Cleveland, OH
Age: 53
Jun 23, 2009
#6071, CCW
CCW requirements vary by state. Only two states, Alaska and Vermont, allow CCW without any licensing or permit requirements. For most other states, the requirements are generally: take a training class and pass a test; fill out a government form; provide photos and fingerprints; undergo a background check done by the government (often the Sheriff); pay a fee; then get the permit.

You may not have to register your guns, depending on state requirements. But getting the CCW permit will get you into a government database as a gun owner, and one who is serious about protecting your life with the firearm.

Are there alternatives? Open carry is one, if allowed by your state. But, the public and even some LEOs don't like or understand open carry. I have seen reports of people being arrested and charged for inducing panic in my state, where open carry is legal. You could consider non-lethal self-defense items, such as pepper spray or stun guns, if legal where you live. Or, you could carry concealed without a permit, but take the risk of arrest. Some people take the attitude that it's better to be judged by 12 than carried by 6.

6079. Trixie
Florence Oregon
Age: 50
Jun 23, 2009
Fake Names a Comment
If you are searching for a realistic fake name to use for what ever reason, you may want to check out various “baby naming books” or “Google” the name you want to use and see what comes up on web. Here are some examples:

Skip or Skippy for Peter
Butch for John
Trixie for Beatrice (no I am not Beatrice)
Peggy for Margaret
Buffy for Bufelia
Nita for Bianca
Kitty for Katrina, Kathy, or anyone who wants to use it.
Plus a ton of different spellings:

Eric, Erick, Ericka, Rick
John, Jon, Ione—yeah who would have thought? Ione is pronounced John in Europe!

Also, you can add the letter K to many names: Nail, becomes KNAIL pronounced Nail, Napp becomes Knapp pronounced Nap. Scandinavians use both K and G on the front of other consonants. They also double up on consonants—Erickksson is Erickson.

Originally I started studying the origins of names because I am a writer. Research started with my own family names. I soon became educated that many names I took for granted as being a person’s real sir name and first name, were really derivatives of other names. I just found out, that my grandfather “removed an consonant—H” from the first part of our last name to make it easier to pronounce. But, I am thinking about adding it back in because it would change where we are filed now, it would take us from the T, R files to the T, H, R. files, it is a small thing, but could come in handy sometime. Have fun with your invisible way of living—it keeps it positive.

6078. Trixie
Florence Oregon
Age: 50
Jun 23, 2009
CYBER-STALKER
Do you know of any computer programs that we can buy and install that would seek and destroy any spybots or expose hacking programs that may have been installed on a computer? Most of the ones we have used aren't powerful enough. We keep having a hacker, load something that disconnects our Phishing block and pop-up block, allowing corruptions to occur.

6077. Trixie
Florence Oregon
Age: 50
Jun 23, 2009
Comment for Iris #5726, King George VA
RE: Iris posting #5726, King George, VA.

1. Follow the advice given by J.J. Luna and the posters on his site. Understand, you will never be able to live your life the way it was before knowledge of stalker. Because it has been going on for two years, it tells me, your stalker is very close or is very comfortable around your house. Hire a locksmith to not just rekey your house, but relock your doors I recommend Medeco Locks on all doors and windows, portable alarm system works too.

2. Don’t trust anyone—not even mother—until you come to a final conclusion with your stalker. Loose lips sink ships, and assist stalkers.

3. Physically protect yourself. Get the gun, take the shooting range lessons, install the cameras, and stop using your land-line. Put 911 on your cell phone speed dial, start driving in your rear-view mirror, take note of the people around you at all times, immediately check your house for “extra” cables running from your phone lines, cable lines etc. follow the lines and see where they go, look up and down something could be buried “just under” the flower bed dirt, hiding a hidden camera watching you.

4. Sit down and evaluate who benefits the most by stalking you? If you rent, it could be a landlord or the Property Management Company the landlord hired to over see the property. If you rent, then move-but mis direct old landlord about your new location.

5. Neighbors? Could be a neighbor or a employee of a neighbor—their gardener, grounds keeper to an close apartment complex or business?

6. Mailman? There are many documented cases of strange and stalker type mailmen.

7. I am going to assume that your stalker is a male, or maybe a masculine lesbian. Because it has been going on for two years, and they seem to enjoy being in your home, or frightening you at night. (Think David Letterman's stalker ordeal)

8. If you have any pets, take them to mothers or another safe location until this is completely resolved. Pets often end up being he victims of a vicious stalker, especially if stalker knows you are on to him, or has been found out.

9. I speak for experience. Our family was stalked from 1990 to 2007. Our stalker turned to be a shyster attorney who was embezzling Trust Funds from our family that had been set aside for the care of a elderly, disabled relative. After our relative passed away, this attorney had the audacity to charge the Trust $17,000.00 thousand dollars for “investigations”.

10. If you hire a private investigator, go to Rip Off Report dot com, before you hire anyone. There are some real shyster types who will actually endanger you more.

11. Good luck, we are all with you here.

Submitted Link #1: http://www.wired.com:80/techbiz/people/magazine/17...

... Regarding item 1:

Medeco locks may not be as secure as you think, Trixie. See link below.

6076. neil
Grants Pass, Oregon
Age: 40
Jun 23, 2009
vehicle regisration
I'm still a little confused on how to register vehicles using an LLC with an address in the Canary Islands. Vehicles are currently located in Oregon. I spoke with the DMV and in order to register in Oregon, you must provide your home address (P.O. Boxes and comercial drops are detected and rejected) and have an Oregon address. My insurance company also will not insure the vehicles without my name, ss#, etc. I checked with other insurance companies and they have similar policies. Any suggestions? Neil

... The C.I. address on the documents has nothing to do with the address you give the Oregon DMV. It may be that Oregon will not allow out-of-state addresses, as many other states do. However, can you give them a valid street address that is NOT your home address?

And yes, insurance companies want an SSN these days, but if your vehcile is titled with an LLC, your SSN will still remain private.

6074. Jay
Harrison AR.
Age: 30
Jun 22, 2009
Reply to Chris 6071
I assume your in Virginia and are legally allowed to own/carry firearms. After some preliminary research on the web(VA residence please correct my if im wrong) it appears that VA does not require registering of rifles, shotgun or handguns.

Is it necessary? Maybe not. Fortunately VA is an open carry state which means you can openly carry a handgun in plain sight. This you can do without obtaining permits or registering ect. If you prefer to be low key and less obvious about it you can take a concealed carry permit class and go that route. Check your local area about classes, go talk to the instructors they will be more then helpful about educating you on local and state laws.

Is it worth it? In short yes. In my opinion letting someone else be responsible for you and your families safety is the same as letting someone else be responsible for your privacy.


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