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#: From / Date: Question / Answer:
5222. paul
minneapolis
Age: 53
Jan 7, 2009
re: Ananda's question about rental LLC
An LLC is perfect for protecting an investor who owns a rental property. One of the questions to ask your local attorney is: Can I use my New Mexico LLC as the sole member of my local LLC? If so, privacy may be possible.

5221. Drake
Los Angeles, CA
Age: 34
Jan 7, 2009
Surveillance mics (family law)
Be on guard against strange teddy bears ...

Submitted Link #1: http://www.omaha.com/index.php?u_page=2798&u_sid=1...

5220. Drake
Los Angeles, CA
Age: 34
Jan 7, 2009
Disney
Hey! Here's some great news: Disney is asking everyone to go to their web site and register their birthday, so that we can go to any of their parks for FREE on that day! Awesome, huh?!

(sarcasm)


5219. Josh
Seattle, Wash.
Age: 36
Jan 7, 2009
Using a PO box address on IRS forms
The instructions to some IRS forms specifically mention that PO boxes should not be used when mail can be delivered to your home. (This implies that the IRS does not consider if mail is delivered to your home or if your mail is delivered to your home.)

In reality, the IRS does not care. As long as the IRS has a mailing address that serves as a valid channel of communication with you, everyone is happy. I have used my PO box exclusively on all IRS forms for years without a single issue or problem having arisen.

5218. Everett
Panama City, FL
Age: 56
Jan 7, 2009
Twenty Five Little Known Telephone Tips for Private Investigators
This article gives you some little known tips about private investigators use of their major weapon, the telephone.

Submitted Link #1: http://www.pimall.com/nais/n.20telcotips.html...

... (These tips date from 2001, so some of the URLs may not work.)

5217. Ananda
Phoenix, AZ
Age: 61
Jan 7, 2009
Holding rental properties
How should a rental property be titled? A NM LLC can't do business in AZ (that means being able to go to court to evict), without registering as a foreign LLC which would mean disclosing the name and address of the NM LLC member.

If the property is held in an AZ LLC, then the member's name and address is on public record.

I think it is important to have an LLC between the rental property and me to stop any liability arising in the rental property from coming to me personally. To maintain the liability shield, you can't comingle LLC funds with personal funds.

What is your suggestion for holding rental properties and maintaining privacy. Thank you

... For holding rental properties, I suggest an LLC from your own home state, despite the loss of privacy. You need the help of an Arizona CPA and/or tax attorney on this one.

5216. Greg
North Carolina
Age: 25
Jan 7, 2009
Address on form W-4
Does anyone know if I list a P.O. Box as my address on IRS form W-4? The form says "number and street" but doesn't explicitly forbid a P.O. Box. I just want to know if anyone has succeeded with this.

5215. Seth
collbran, co
Age: 50
Jan 7, 2009
Colorado
"It appears that I may be relocating from the Chicago area to Denver. Can anyone tell me, please, if they allow addresses other than residence addresses on Colorado driver's licenses, e.g., post office box numbers, CMRA street addresses, etc. Is there anything else I should know, privacywise, that is specific to Colorado? Thank you!"

Colorado does NOT permit CMRA or P.O. boxes on driver's licenses unless you've got a domestic violence situation, in which case the STATE has a "ghost address" that it allows victims to use that does mail forwarding. (Sheesh!)

The state now mails ALL DL's except temporary permits, for "security reasons" (like street mailboxes are secure...), and it takes about 10 days to get your DL in the mail. I THINK they will mail to a PO box, but the DL has to have a street address.

Colorado DOES provide penalties for lying on your DL application, up to and including perjury. The Department of Revenue requires that you submit a change of address for your DL within 30 days of moving. These rules are rarely enforced, and usually you can say "I moved and forgot to change it" once before the DOR will send you a nastygram.

They DO NOT check to see if you're actually living where you say you are living, so you could, in theory, go to a motel, rent a room, go to the license bureau, give the street address of the motel and your ghost PO box as a mailing address, and then move out of the motel and not have told an actionable lie in the process, particularly if you do this BEFORE you rent someplace that you "intend" to make your home.

You are required to register your vehicle in the county where you "reside", but this is almost never checked (although there have been notorious cases where penalties were levied for evading the AIR program (pollution inspection) requirements in the Denver Metro area by using a "ghost address" (like a summer cabin) just outside the AIR program boundaries to register your vehicles. According to the law, if your vehicle remains in the AIR program area for more than 90 days in a year, you are required to get a pollution check and a sticker, even if your vehicle is not registered in the AIR program counties. This is sometimes enforced, particularly by Denver police, who are rather anal about such things. They WILL ticket you for an expired emissions sticker if they find your car parked in Denver, regardless of where you live, and it's about $100.

But, since they stopped issuing plate numbers by county, police officers can no longer tell right away where your vehicle is registered. This may, however, be coming to an end again, as some departments in the Metro area are buying the automated license plate scanners mentioned earlier.

If you get stopped, the officer may ask you to explain the difference between your DL address and your vehicle registration address. This is an EXCELLENT reason to have your vehicle owned by a NM LLC! You are NOT required to answer a cop's questions at all, but should have a prepared story "It's a company car" and documents available if you don't want to raise their "spidey senses."

There's a couple of different variations of this. First, obtain a ghost address somewhere on the other side of the state (Grand Junction for example) and register a "trade name" for your business in Grand Junction, at your ghost address. This is the address that goes on your vehicle registration AND insurance. To do this you have to get a FLEET INSURANCE POLICY on your vehicle, which does NOT require the names of the drivers, but merely lists the general age and qualifications required for drivers. It's a bit more expensive, but it's a way of keeping your name completely unattached to the vehicle.

The only downside is that you have to actually go to Grand Junction to register your vehicle, particularly if you're coming in from out of state, because you have to have a VIN inspection. However, you can have the county clerks's office MAIL the renewal form to you at any address you like, even out of state, so you don't have to go back to renew your plates.

Another layer is to open a Colorado LLC owned by the NM LLC, which gives you a legitimate "business presence" in Colorado, and makes you pretty much unassailable if the cops wonder why you're driving a car registered in Grand Junction. You just type up a letter authorizing you to use the vehicle as part of your compensation and carry it with your registration and insurance.

Or, you can register your car in Montana, by opening a Montana LLC, and tell Colorado to shove their exhorbitant registration taxes and fees. The state hates this, and wishes it were illegal, but Montana tells Colorado to shove it regularly when the tax people here try to nail RV owners who buy their half-million-dollar RV's in Montana and keep them registered there to a legal business entity. Montana has very low registration fees, and no sales tax.

Colorado maintains that they will pursue such people if they can show an intent to evade taxes, but if the Montana company is owned by a NM LLC, they'll have a hell of a time proving you actually "own" the vehicle at all, and Montana won't help them out. Their argument that Colorado residents are "required" to register their vehicles in Colorado within 30 days is true, but if the vehicle isn't "your" vehicle, and you have a legal entity in Montana, it's exactly like registering a corporation in Delaware. You're doing it not to "evade" taxes, but because you have a business in Montana and it offers favorable tax structures for your business. Just be sure to put a magnetic sign with a business name on it on your RV. Cars, there's pretty much nothing they can do about it.

You may garner attention by having Montana plates, however, since the cops know about this "scam", and may try to coerce you if they see your car in the neighborhood for a long time, so if being invisible is your goal, better to have legit Colorado plates and pay the taxes and fees.

Get your LLC's BEFORE you come to CO if you can, so you have the documents available immediately.

5214. Michael
Columbus, Ohio
Age: 37
Jan 6, 2009
Never, ever should you tie your vehicle to your real home address!
My wife was appalled by this story linked below. She could not believe that a car thief would steal a car, then later come to the home and murder the mother of a child - abduct the child - then abandon the child along the interstate. As I explained to her, the registration is in the name of a NM LLC, it points to a different address, and we never leave mail or other personal items in the vehicle.

Submitted Link #1: http://www.whiotv.com/news/18406706/detail.html...

5213. Hamish
Salem, Oregon, USA
Age: 65 or so
Jan 6, 2009
RE: #5200, Renting home in Internet service
You can protect yourself by purchasing an ethernet "router" and inserting it between the computer or computers in your home and the ethernet port (probably an 8-pin "RJ-45" jack, perhaps a cable modem that in turn provides an "RJ-45" jack) by which your landlord or condominium association delivers broadband service to your home.

Do NOT connect even your single computer directly to the RJ-45 jack that connects you to the Internet. Purchase a router, and place it between the Internet and the LAN (Local Area Network) in your home -- even if your LAN has only a single computer. Also, DOT NOT use a router that has wireless ("Wi-Fi") capability.

For an explanation of how this works, see Steve Gibson's article at the link below. Steve is a guru on this stuff, and he writes well, making his descriptions much easier to follow that that of some of the other geeks.

You can find this article either by following the link below, or going to his home page [www . grc . com - but without the spaces around the dots] and clicking on links to "Research", then to "Recent", and then to "NAT router security".

There was a thread about this last November: see posts #5034, #5035, #5037, #5044. But read Steve Gibson's article first, as he explains it better than we do. (Steve's a super-geek, but he makes geek-speak more intelligible than most of us do!)

Submitted Link #1: http://www.grc.com/nat/nat.htm...

5212. John
Virginia Beach, VA
Age: 39
Jan 6, 2009
Re: Wendy 5200
Wendy, We used to live in a "planned community" that required us to pay for the "cable bundle package" (phone, TV, internet) as part of our monthly HOA dues. Even if we didn't use it we had to pay the fee. Other than whatever kickback the developer is getting from the deal he cuts with the cable company, the lines are not monitored or tied into the management company and can't be monitored by them. Each house is hooked up individually to the outside cable box just like in a normal community. The only difference is the cable provider has exclusive rights to run their lines and provide all communication access for the community for a set term (in our case it was a minimum of 75 years)! This was only found out when a neighbor went digging through city records and found the filings, none of which was every told to any of the homeowners!

Lesson learned: never buy into a community association/home owners association (HOA)...EVER! They (the HOA and management company) are protected by many laws and can get away with ALLOT of things that would normally require a warrant or other reason in a normal situation, because every homeowner has signed paperwork agreeing to the rules as being a homeowner in the community. Worst move we ever made, but at least we got out! Never again.

5211. Larry
San Francisco, CA
Age: 53
Jan 6, 2009
Tracking by license plate
If your car is in your own name and address and if you live in a county where traffic violations are posted on-line or are easily accessible through the county court-house, this prank could be used by a stalker to learn more about you. Might not need to have a friend in the police department.

Submitted Link #1: http://www.thesentinel.com/302730670790449.php...

... Yet another reason to NEVER title a vehicle in your own name or with your own address!

5210. Sebastian
Knoxville, TN
Age: 58
Jan 5, 2009
Renting Home with Internet Included in Rent
If the Internet goes through their server, they can monitor your usage; this is true for any ISP provider unless you use tunneling or similar techniques. As for cable television, generally the feed is just sent directly to each apartment. Unless you have a set top box provided by the cable provider, there is no easy way to monitor television usage. With a set top box, there is the possibility of sending information back to the headend.

5208. mike
az
Age: 38
Jan 5, 2009
llc 4 online biz
awhile back you said the tax id# would negate the nmllc privacy for a "real" business. what if you use the canary islands for a physical address and then a CMRA for all mailing purposes. if you don't have a nominee isn't this at least a way to retain some privacy?

i've 2 of your books (htbi,business) and have found them to be very practical.

... Might work, but the "normal" Canary Islands address service is for personal use only. For a business address (on a different island), contact Rosie Enriquez.

5207. Steve
Boise, Idaho
Age: 30
Jan 5, 2009
PO Box vs. Ghost Address
Please help me clarify when to use a PO Box and when to use a Ghost address.

1. Bank statements, utilities, misc. mail should go to PO BOX.

2. Packages (UPS, FedEx) and anything else that requires a physical address (car title, etc.) should go to a ghost address.

Does that sound right?

I am having a heck of a time finding a ghost address that wouldn't be tied to a friend or relative. Any new ideas out there?

... Generally speaking,"yes" to your first two questions.

I have nothing to add to what I say in HTBI. Getting a ghost address requires some serious effort.

5206. Steve
Boise, Idaho
Age: 30
Jan 5, 2009
Trading Places
A couple of friends and I are just beginning the process of becoming invisible. We have been looking for a ghost address and for solutions regarding our utilities. Here are some questions that came up.

1. Can we have mail sent to each other's house as the ghost address? I send my mail to Friend A's house. Friend A sends his mail to friend B's house, etc.

2. Could we open up utilities in the name of an LLC and use the SSN (only if forced to provide SSN) of our friend (same strategy as above) instead of giving our own SSN?

3. Is it advisable to have at least 1 ghost address in a state other than the state in which we live? I notice that many folks have their mailing address listed in another state. Is that going the extra mile or should that strategy be employed by everyone?

... 1 and 2: Yes, might work.

... 3. Many readers have a close-by ghost address but use Alaska, Canada or Spain for once-a-year items like tax notices, licence tab renewals, annual statements from a Canadian bank, etc.

5205. Steve
Boise, Idaho
Age: 30
Jan 5, 2009
Wyoming LLC
Many folks have asked about using LLCs for privacy BUT they want to use a bank account. How do you recommend someone could obtain a bank account for their LLC without giving up their personal info?

... If privacy is the main issue, then I see no advantage to using an LLC to open an account. I much prefer using a personal account, as outlined in detail in "Invisible Money." This can be in your own name or in the name of a nominee (as shown in the "Nominee" report).

5204. Osvaldo
Florida
Age: 50's
Jan 5, 2009
Get (to a) Human Customer Service
These websites claim that by following their instructions you can get to a human that will deal with your situation. They sound promising, but I have not used them. However, I checked some of the numbers & they are the ones assigned to some of the companies that I do business with. Keep in mind, that when calling them using an 800 number, privacy is out the door. You may want to use a phone that's not "registered" to you.

Submitted Link #1: http://www.gethuman.com...

5203. Steve
Boise, Idaho
Age: 30
Jan 5, 2009
Car Title
I have a couple questions with regard to car titles. 1. Does the transfer of title from a person to a NMLCC create a paper trail? I don't want to sell my cars that I own outright, but I do want them titled in the name of my NMLCC. I saw a similar question about car titles and the PI response was that when they run a plate, previous owner info does not show up. Is there any paperwork that a PI could locate, showing the transfer of title if they really wanted to find it? Just making sure I leave no trail behind. 2. I have also heard that one could create a General Partnership (GP's do not require any public filing) with the DMV. One could transfer their car title to a GP with a ghost address and that would take care of the privacy issue. Do you see any potential pitfalls with this strategy?

... Normally a simple transfer to an LLC will do the job, unless a three-letter agency is after you.

5202. Steve
Boise, Idaho
Age: 30
Jan 5, 2009
Step-by-step guide
I just read "HTBI" cover to cover in one day! AWESOME BOOK!

Now, I am ready to get going on becoming invisible, but don't know where to start. Do you have a recommended guideline to follow? I could go through your book chapter by chapter and write down a list, but I was hoping you already had a suggested step-by-step process to follow. Thanks!

... Each person has different needs and cicumstances, Steve. There is no "one size fits all." But a good starting place is to never get mail or packages or pizzas at your home address.


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