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#: From / Date: Question / Answer:
5905. Ferdinand
TOLEDO OH
Age: 35
May 15, 2009
Storing passcodes,PINs,etc on the fly
I've recently accepted a position as a building manager for 25 office buildings in Northwest Ohio. I've been using my cell phone to store multiple alarm codes,voicemail passcodes,along with personal info. of my support staff. After having read your book, I now keep my cell phone turned off,with battery removed. I'd like to delete all the info. stored in the cell phone and re-enter it into a small PDA-like device that DOES NOT have Wi-Fi capabilities. I've had poor experinces with PALM PILOT products, so will not buy them again. Can you or any of your readers recommend an alternative? Oh, I've got voicemail with a numeric pager through a local answering service allowing me to be reachable 24/7, calling in from the cell phone, using a SPOOF card whenever checking for messages.

Submitted Link #1: http://www.spoofcard.com/...

5903. Dan
Spring Green, WI
Age: 36
May 15, 2009
Effort vs. Ability...
Hi Jack, I ran across a nice article at NewYorker.com about Effort vs. Ability that ties in nicely with your advice in your 'Skip College' book. Effort trumps ability time and again. But most are not willing to put the effort in. Thanks and keep up the great work! Regards, Dan

Submitted Link #1: http://www.newyorker.com/reporting/2009/05/11/090

5902. CharlesB
Athens,Georgia
Age: 42
May 15, 2009
College and Debt
Hi Jack. I just want to submit this link, "Sometimes I wish I had gone to prison instead of college. At least I would have learned a trade or two and started being independent once I got out." Of course, I disagree with the young man there, because he doesn't know what prison really means. But I do agree with him about learning skills. Here in Georgia, one can go to a technical school for free using the HOPE Grant and learn EMT/Paramedic skills, Nursing skills, plumbing, and electrical work. Besides your "Skip College", I also recommend LIVING WELL ON PRACTICALLY NOTHING" by E. Romney.

Submitted Link #1: http://redtape.msnbc.com/2009/05/college-debt-so-c...

... Well, prison would certainly have been cheaper!

5901. Robert
Towson, MD
Age: 42
May 15, 2009
Health Insurance/Patriot Act
I opened a PO Box several months ago and then moved so I no longer live at the address tied to the PO Box. I'm trying to use this ghost address for health insurance through my employer (while also not giving SSN). So far so good...except that they opened up an interest-bearing bank account (HSA) for contributions from my employer and asked for SSN which I refused to provide. They opened the account without SSN but now they are threatenng to close the account because "The USA Patriot Act requires [name of bank] to obtain and verify the residential street address of account holders." They attempted to verify the address I provided and the results were "inconclusive." They are asking for a copy of one of the following documents bearing my name and current residential street address: 1) Utility bill (I have no utilities in my name); 2) drivers license (my drivers license is from a different state); 3) passport (I have a passport but it does not have an address); 4)Gov't issued photo ID (I have 2 - drivers license and passport - neither of which will verify my ghost address). I could send a copy of my passport and a pay stub which does use this ghost address. Would that comply with the Patriot Act? Any ideas on how to best clear this hurdle? Thank you.

... As far as I know, the Patriot Act does not demand a verifiable home address. Either that, or some banks are not enforcing it. I know of three accounts opened in the past year without that requirement. Can you (on your own) change banks. You'll have to give them your SSN, of course. Do it.

5900. Randy
Johnston, IA
Age: 45
May 15, 2009
Visiting nephew and home true location?
I believe that you have stated or implied that one's relatives should not know one's true home address because they are the first to be quizzed if someone is looking for you. You have written (in HTBI?) that your relatives (or at least someone you referred to as "Charlie") do not know the true location of your home, yet in SKIP COLLEGE you mention that a nephew once stayed with you for three weeks. Wouldn't that have revealed your home's true location (and possibly address) to at least some of your relatives, who could, in turn, reveal it to others?

... In HTBI I state general principles. Each person must adjust the examples to his or her personal conditions.
... None of our children, grandchildren, nephews or nieces would dream of revealing information about us but in any event, none know the house number because it has no visible number. If you remove the number from your home, it is then more difficult to run your address for zillow.com or on Google. (And you never get mail or deliveries at home anyway, do you, Randy?)

5899. Roger
Clearwater, FL
Age: 34
May 15, 2009
encrypted cell phone conversations
I haven't tried it, but it sounds interesting. (I am not affiliated with this company and have nothing to gain by sharing.) In looking through their site I can't really figure out how to GET the service, but I like the concept if its not too much trouble or cost.

Submitted Link #1: http://www.cellcrypt.com/index.html...

5898. Dave
Greensboro, NC
Age: 28
May 15, 2009
Aparment complex ghost address?
I wonder if other readers have succeeded in using the street address of an apartment complex for a ghost address on their drivers licenses, omitting an apartment number, or if the DMV knows immediately whether an address is an apartment complex and asks for a specific apt. number. I ask because currently my license has an address in another city many miles away, and I feel that having a local address on my drivers license would invite fewer questions if I were pulled over.

5897. Hamish
Salem, Oregon, USA
Age: 65
May 15, 2009
Avoiding the attention of traffic police
I drive a Toyota Prius. Like most hybrid cars, it provides a driver feedback display to help you learn how to drive efficiently. It has been a hobby with me to learn how to get the highest possible miles-per-gallon of gasoline.

In the wee hours of the morning a few weeks ago, I was returning from Seattle to Salem on Interstate 5, on a stretch of the road where there are two southbound lanes. The speed limit for trucks (heavy goods vehicles) on that stretch of road is 60 miles per hour, while that for passenger cars in 70 mph.

I was traveling in the slow lane, at 50 mph, letting the trucks pass me, when a Washington state highway patrol car come up behind, flashing his blue and red lights to pull me over.

An interesting conversation with the trooper ensued. I had not violated any traffic laws (it's a maximum speed limit, not a minimum), but he wondered whether I might be sleepy and having trouble staying awake. Why was I driving so slowly?

I showed him the Prius's driver feedback display, and explained that I liked to see how many miles per gallon I could achieve. The display showed that since I last filled up the tank, I had been getting an average of almost 59 mpg. That impressed him. I explained that wind resistance varies with the square of the airspeed, so that in calm air at 50 mph I would get almost twice the gasoline mileage as at 70 mph. In other words, each mile driven at 70 mph costs twice as much in fuel as a mile driven at 50 mph. He followed my logic, saw by my demeanor that I was alert, and so was in good shape.

I asked whether he wanted to see my driver's license, registration, etc. No, he replied, he would ask for those if there was a traffic violation, but as there was no violation, he was just checking that I was alert.

So.. if you want not to draw the attention of the police, you should blend in with the traffic, neither driving faster than the speed limit nor too slow.

People with diabetes that is not well controlled can have a high blood sugar level, which has the same effect as postprandial drowsiness after a heavy meal (which is also due to high blood sugar). And if your diabetes medications (e.g., insulin) lower your blood sugar too much, you can go into a diabetic coma and lose consciousness while driving. Not good!

So, if you have diabetes, monitor that blood sugar before setting out to drive, and medicate accordingly.

I rather enjoyed the encounter with the policeman, and no harm was done. Still, there are useful lessons to be drawn from this encounter.

Submitted Link #1: http://www.ehow.com/how_2174672_avoid-traffic-tick...

... Hamish, I underlined the part about blending in because I wish to mention my own experience. In 1994, I had a business for sale. Four or five of the men who answered my ad in the Wall Street Journal were scattered from New Hampshire to Virginia. Since I am a great believer in first impressions, I flew to New Hampshire and bought a beautiful dark red Mercedes V8 sedan, just off a lease. Three days later I was moving with the traffic on I-90, about 70 miles out of Boston, when I passed what appeared to be a traffic cop who had pulled another driver over. He pointed a finger in my direction and waved for me to pull over. Since his car was unmarked (was this really a cop?), and traffic was heavy, I couldn't see any reason to stop so I continued "with the flow." A few miles down the interstate the cop caught up with me. He was furious that I had not stopped when he first signalled me. It was then that I learned two things:

1. Moving with the traffic is no excuse when the traffic is moving well over the speed limit.

2. In such a situation, some cops like to pick out a flashy red car. (Other drivers have commented on this, as well--see the link I posted, below.)

When I finished my tour of the east, I had the big Mercedes shipped back to Carson City, Nevada, where I sold it at a profit. I've never owned a Mercedes or a red car of any make, since.

5896. Seth
collbran, co
Age: 50
May 14, 2009
MAC addresses
My bad. I was mistaken in saying that MAC addresses are traceable on the Internet. Also, although Windows machines are easy to spoof MAC addresses on, Leopard v 5.2.x no longer allows the ethernet hardware MAC address to be spoofed, although it appears that the Airport (WiFi) MAC address can still be changed using terminal commands.

5895. Iris
King George, VA
Age: 40
May 14, 2009
Nominees
I had a question about nominees. If you find a trustworthy nominee who is moving out of your town and is wiling to help out as a nominee before they leave; what happens if you "need" that person a year or two down the road if something comes up with, for example, a bank account? Or perhaps you eventually run out of presigned checks and need to order more? This person doesn't intend on leaving any way of contacting them once they're gone unless it is a time they would call me. Or is this the type of nominee I should avoid? This person is completely onboard with the privacy thing and is willing to help out with various things; like the electric, phone, etc. in their name.

... Each case is different. It is up to YOU to decide what you want, and arrange it with the nominee. For example, you may wish to have her give you authority to sign her name. It's usually easy to more-or-less copy a signature, and big banks do not check the signature on small amounts. Try this yourself. Sign your next payment to a utility company as "Minnie Mouse."

5894. Ted
Palo Alto, CA
Age: 64
May 14, 2009
MAC Addresses
MAC Addresses do not leave the network (i.e. router) you're on and therefore are not traceable on the internet.

Submitted Link #1: http://ask-leo.com/can_a_mac_address_be_traced.htm...

5892. Dave
Greensboro, NC
Age: 28
May 14, 2009
My own used car buying experience
The last time I bought a used car, I bought it from a private seller on craigslist. He owned the car free & clear. He met me at a gas station, let me test drive the car, and we arranged a time to meet at the DMV office. I paid him $3000 in currency, had him sign a bill of sale, and that was that. No credit check, no data collection, and I didn't even tell him my name when we met or show him my license.

My car is a former highway patrol Crown Victoria, but a few bumper stickers diminish the "cop car" look and help it blend in with traffic. It was well-maintained and built to last with a heavy-duty transmission & suspension. Plus the body style hasn't changed since 1998, so with some updated wheel covers it looks nearly new. There are cars out there that will serve you well without costing a fortune.

... Readers: Are you getting the message about how to buy a car?

5891. Mark
Barnesville, GA
Age: 35
May 14, 2009
Wireless
The Alfa 500mw wireless adapter is one of the most powerful available. I suggest getting the larger 9dbi antenna to go with it.

Submitted Link #1: http://www.data-alliance.net/-strse-73/802.11g-USB...

5890. Stan
Atlanta
Age: 43
May 14, 2009
Former CVS Employee Accused Of Posting Fake Sex Listing For Customer Who Complained About Him
Former CVS Employee Accused Of Posting Fake Sex Listing For Customer Who Complained About Him

"He was acting strange, had this peculiar look on his face," she tells CBS 2. The very next morning, she says her phone began to ring.

"Around 7 o'clock I started receiving phone calls. Men calling, looking for a good time. And I said, 'You got the wrong number.' I hung up the phone, got another call, another call," she says.

She says several men even came to her door looking for sex.

Finally, one of the callers told her about a "sex partner wanted" ad on Craigslist. The ad listed her name, phone number, and address. She immediately suspected the pharmacist, believing he placed the ad using her personal information from the CVS computer to exact revenge for her complaint.

"It was an invasion of my privacy, it really was," she says.

After investigating for months, Norwalk Police finally have confirmed the victim's original suspicion. They've filed harassment and computer crimes charges against the pharmacist,

Submitted Link #1: http://wcbstv.com/local/cvs.pharmacist.craigslist....

5889. James
Lewiston, ID
Age: 31
May 13, 2009
Re: Coffeeshop wireless
MAC IIRC stands for Media Access Controller, and is assigned by the manufacturer to network interface, so the hub on the my desk upstairs has 5 or 6 (mostly bridge to 2 though). It is 48 bit number typically represented by 6 pairs of hexadecimally (0-9A-F) encoded nibbles separated by colons. The MAC address should never leave the local subnet. More specifically it should never leave the local network segment (unless bridged). I've used MAC spoofing programs, and don't remember them not working. Such a feature is also included on at least 1 cheap hub I have. The only higher speed 802.11 protocol I'm aware of is 802.11n. Also given that 802.11g is rated at 54Mb/s and I've never sent more than about 20Mb/s across my network, I would not worry about speed limits on the LAN. I think however that any reasonable length links should not unreasonably affect the throughput or latency of your connection. Also look up cantennas. (sp?) You could use proxies and/or a VPN to connect to websites as has been previously discussed. I have not seen a wireless hub that keeps extensive logs or forwards logs to an external box (But then I only buy/use the cheap kit). Internal logs wouldn't do them much good if the logs overwrite themselves or are mis-timestamped. Seth is right that you should not leech excessively from their wireless. Go buy a muffin and look at the wireless connect info don't forget your laptop.

5888. Sebastian
Knoxville, TN
Age: 59
May 13, 2009
Coffee House WiFi
If you want to follow Drake's suggestion on long range WiFi, go the URL below; they have several nice antenna designs that are home buildable. Also, search for the term, wardriving, on Google.

Submitted Link #1: http://www.ab9il.net/wlan-projects/wifi1.html...

5886. George
Pomona, Ca
Age: 26
May 13, 2009
Data Privacy While Travelling. New Idea!
I mentioned here a while back the idea of holding MicroSD cards in one's collar stays while having the data put into a hidden volume under TrueCrypt. Well, apparently someone has stepped the concept up a greater notch. I would have never thought of this, but now there's a new genius use for those old "covert coins" that I once thought were too tiny and thin to be useful...

Submitted Link #1: http://www.shomer-tec.com/product/covert-coins-129...

... I've purchased items from Shomer-Tec in the past, but had not seen the coins.

For traveling with hidden files, this is THE answer! Many thanks, George!

5885. Howard
Carson City
Age: 52
May 13, 2009
Liz (#5884) SS# & passports

Just because the passport application has always asked for a SS# does not mean you are required to give it. If you supply the passport bureau with a SS#, it will be reported to the IRS, because that is what the SS # is for. If you want the IRS to know all about your traveling itinerary, then go ahead and supply your SS#. My wife and I did NOT suppy our SS#'s on our passport application five years ago. However, I did receive a phone call from some minion in the passport bureau telling me my SS# was "required". I told her sternly it was not required and to please send in our applications anyway. We DID receive our passports in short order.


5884. Liz
Billings, MT
Age: 35
May 13, 2009
SS# & Passports
I am beginning to look at getting a passport to use as ID instead of my DL. On the application, I see that it asks for my SS#. Is this a new change? The note says that the Dept. of State must report it to the IRS and blah, blah, blah.

... The application has always included an entry for your SSN.

5883. Chris
Charlottesville, VA
Age: 44
May 13, 2009
Patriot Act Scam
I spent a number of years in the auto business (selling, brokering, wholesaling). While working with a used car dealer after 911 and the Patriot Act we were NOT required by the Patriot Act to get a credit application, do their title work, etc. All we had to do was look up their name on the "suspected terrorist list" to see if their name was on there.

This of course was even ridiculous and many times didn't bother. You should have seen all the names and companies listed. From personal buying experience, we bought a used van at a dealer a few years ago. Paid cash/check and they pulled the credit application, patriot act trick. I said "no", they said I had to. I said "no" again. I explained to them that what they were doing was bogus and not required and they only wanted it to see if they could finance the car for me.

He went to see his manager. Now keep in mind, one person there knew me from the car business years earlier. He came back and said I had to fill it out. I said "hogwash, I'm leaving!" They said "alright, forget the application, here's the keys." The website listed below has some more info about this. And I agree, cars like guns should be bought from a private party.

Submitted Link #1: http://www.carbuyingtips.com/scams.htm...

... Excellent Web site, Chris. Thanks!

For advice on how to buy an excellent used car in the $5000 range, see my "Least-Worst" e-report.


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