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#: From / Date: Question / Answer:
5858. Merlin
Cincinnati Ohio
Age: 25
May 9, 2009
Privacy in trouble
More proof that 3-letter agencies are invading your privacy under the guise of protection.

Submitted Link #1: http://abcnews.go.com/TheLaw/story?id=7532199&page...

5857. Fred
South Carolina
Age: 44
May 9, 2009
travel
Driving to Mexico and don't want to be harrassed by road blocks and check points for privacy's sake. I know Texas and other border states have them 100 miles from the Border, what's it like just going down I (5) from say Oregon to San Diego?

... My L.A. sister says there is a checkpoint at Oceanside. None further north, as far as she knows.

5855. Nathan
Dallas, TX
Age: 24
May 9, 2009
Driver License
Just using my passport for ID now. No longer wish to keep my driver's license in my wallet. Decided to keep it with my car insurance and registration information if I'm ever stopped by police. Any preference as to where in the car the license is placed? Should I have any concern if the car is ever stolen?

... Where you hide the DL depends on the vehicle. If you park the car outside, or are traveling and staying in motels, best to take the DL in with you at night.

5854. Ann
Charleston, SC
Age: 40
May 9, 2009
Navigating questions and answers
Hello,

What is the most efficient way to jump to a specific question number and continue reading forward from there?

I know how to search for a topic but sometimes I would like to read the following posts in chronological order. It would also help me pick up where I left off last time. When I'm away from my computer for a few weeks I really get behind in the Q and A.

Thanks!
Ann PS. Thank you for all of your wonderful eBooks. They have been very helpful. Invisible Money is essential but Off the Grid is a personal favorite.

... I'm not sure if this will be the solution, but my Wed designer is going to set up a way to jump straight to certain pages. However, he's been delayinig on this for a month so I don't know when it will get done.

5852. John
Canada
Age: 25
May 9, 2009
Can I enter the U.S. without having my privacy violated?
I'd like to visit the states but I hear that at the boarder they record all your information, take a photograph of you and even fingerprint you!

Is there any way of visiting the U.S. without have your private life violated? Are some points of entry (e.g. plane, bus, car) better for this than others?

I don't want to lie on the U.S. Customs forms.

... Assuming you cross the border in a train, bus or in your car, I don't think there are problems such as you mention, but I'll ask our Canadian readers to reply. The main trick is to act like you've been thorough before, and not show signs of nervousness.
... (I am a frequent border crosser and I sail through with no problems, no delays, nada, but of course I am not a Canadian. Also, both sides DO photograph my license plate each time.)

5849. Zach
Toronto, ON
Age: 25
May 8, 2009
International edition of HTBI
I would appreciate a special Appendix for Canadians, particularly on how to stay private with respect to banking, health cards, and driver's licenses and registration

... I would not make a special Appendix for Canadians, I'd work it into the main text, BUT ... I must depend upon persons like you to help. Here are three questions that perhaps you or others can answer:

1. Can you open a bank account without giving your home address? If not, would having a ghost street address in the Yukon solve the problem?

2. Can you use a PO Box address for your driver's license? If not, can you use a CMRA? If not, can you give your home address and then move, without telling the DMV (or whatever you call it in Ontario)?

3. Tell me more about when you are OBLIGATED to use your health card. Can you go to a doctor, pay cash, and give another name? How about prescriptions?

I welcome problems and solutions from ALL citizens of Canada, Europe and Australia. Without your help, an international edition will not be possible to write.

5848. Josh
Hackensack, NJ
Age: 30
May 8, 2009
Book recomendation
In a post about a month ago JJ recomended the book about building safe rooms/secret places, etc. I did search, but for some reason can not find that post. Can anyone refresh my memory to the title/author of that book?

Submitted Link #1: http://invisible-privacy.com...

... That book has never been mentioned on this forum (I just did a search). I suspect you saw it on page 55 of my e-book "Invisible Money."

... (May 9th) Reader Sam, from Poway CA, just reminded me that I did mention the book, but not here. It was on my blog. Go to the April 13th entry. Thanks, Sam!)

5847. Joe
Pensacola, FL
Age: 65
May 8, 2009
Possible Insurance Switch
JJ do you make the same reco--use our own name--for home insurance or renter's insurance, even if titled in an LLC?

... Sometimes yes, sometimes no. It depends on individual circumstances. (And please include an e-mail address if you ask any additional questions.)

5846. Lee
Flagstaff,AZ
Age: 30s
May 8, 2009
Possible Insurance Switch
I've been using Progressive auto insurance (the online agent-less service) for a couple years now. This is well before the time I first read HTBI and got my privacy under control. I have an NM LLC, but I have yet to use it since I still have the same vehicles I had before I ordered the LLC. My question is, can anyone recommend an insurance company (preferably an online one)? I know that, just like a bank, there is NO privacy with an insurance company, however some may be better than others, especially if I am to transfer title to a current vehicle to a NM LLC. After reading what everyone else says about insurance on this site, I assume I may never mention the LLC to the insurance company so that no longer matters?

... You can mention the LLC if you wish, but use your own name to insure it.

5845. Nathan
Dallas, TX
Age: 25
May 8, 2009
Problem with Parents and maintaining privacy
I've slowing been making progress in creating a private life for myself. Found the perfect Post Office to rent a PO Box for my privacy. Located in a major US city, no cameras, only had to interact with the postal employees when I opened the box before my move. Plan on keeping that box indefinitely. Done a good job managing to make banks (have several accounts) only have my PO Box on file. One practically demanded a physical address four months ago; they have yet to follow up with me.

Only issue has been how to avoid giving my parents my real address. Don’t see an issue with not giving it to them. They have my PO Box address and cell phone number if they ever need to contact me. We live 200 miles apart and my father is disabled. So, they wont be visiting my place anytime soon. What if they ever need directions? Should I just not tell them if I moved? For some reason parents just want to look at where I’m living at on Google street viewer. Any advice on a blanket statement I could give them about where I’m living?

... You might tell them the truth, that you are working on some privacy goals. You could offer to send them my book. Also, send them a picture of where you live, and a street scene, without naming the street. Then they won't need to check the Google street viewer.

5844. Mark
Dutch Harbor, Alaska
Age: 31
May 8, 2009
Pagers
Since our beloved ABC pagers were recently sold to another company that charges about 3 times what ABC did, has anyone found a reasonably-priced alternative?

5843. Larry
Solvang, CA
Age: 45
May 7, 2009
Re: 2010 Census
The best way to handle a census worker, or anyone else you don't know is to not answer the door. If someone tells you the constitution requires it, nod your head in agreement and walk away - or ask them what article, section, or amendment says that. Personally, I would not accept that answer at face value. Again, the best overall strategy is to not talk to a census worker at all. That is exactly what I did about two weeks ago

5842. Drake
LA, CA
Age: 34
May 7, 2009
Auctioned Hard Drives
Want to uncover military or other government secrets, but you don't have a huge budget? Buy hard drives on Ebay.

1:300 are not bad odds. "British researchers found the data while studying more than 300 hard disks bought at computer auctions, computer fairs and eBay."

Industrial Espionage works the exact same way... and the odds are better.

The Solution: Don't be cheap. Quit trying to recover the cost of equipment. Once you've got your value, destroy the equipment. If it was purchased for business in the first place, you've already got your tax deduction.


Submitted Link #1: http://www.dailymail.co.uk/news/article-1178239/Co...

5841. Dorothy
Topeka, KS
Age: 40
May 7, 2009
Wasn't there a Hitchcock episode like this?
I'm pretty sure this case was mentioned in this forum awhile back. It came to a happy ending finally for the gentleman who was forced to "donate" his $8500 in cash to this small-town police department in Texas after being stopped for driving 2 miles/hour over the speed limit.

Submitted Link #1: http://www.cnn.com/2009/CRIME/05/06/texas.police.s...

5840. Stan
Atlanta
Age: 43
May 7, 2009
Hackers threaten to expose private data
$10M ransom payment, or hackers will post Virginians' private files The FBI is on the trail of hackers who claim to have accessed the personal information of millions of Virginians. They're holding the information hostage, and are threatening to dispurse the sensitive data on the Internet if they don't receive a $10 million ransom. The hacker or hackers posted the ransom note on "Wikileaks," a Web site that allows for anonymous tips about leaks of government information. The note claims that the personal information came from a raid on a state agency's computer database, and that the hackers are now in possession of 8 million patients' records, as well as 35 million prescription records. Those records may include Social Security numbers. Investigators have reason to believe the threats from hackers may be credible; The Virginia Department of Health Professions has confirmed that there was an incident last Thursday where a hacker may have breached system servers.

Submitted Link #1: http://www.nbcwashington.com/news/local/Hackers-Hi...

5837. Bill
Santa Monica, CA
Age: 44
May 6, 2009
Working Busy Number
I saw the question before about the toll free number which was always busy in HTBI no longer working, 1-866-394-4493 works and belongs to a deaf telephone relay service (it just comes up on caller id as 800 service).

5836. Seth
collbran, co
Age: 50
May 6, 2009
New Mexico LLC's and EIN's
Having obtained a NM LLC from Kitty, I've been working on establishing a bank account under the LLC that will be used to pay utilities and other bills for my new residence.

However, federal law now requires that you provide either an EIN or SSN in order to open a US bank account. This cannot be waived, according to my banker. It's part of the new anti-terrorism/money laundering regulations.

I did some research on EIN numbers however and discovered that according to the IRS, EIN's are not publicly searchable and are only for internal IRS use. Since the purpose of the LLC is to obfuscate my identity from casual observers and mass marketers, not three letter federal agencies, I decided that it was necessary to have an EIN, so I obtained one.

I spoke frankly with my bank about my need for privacy, as a former LEO, and they were very cooperative. I had previously gone through some shenanigans to set up a separate account for a contractor which I could then use as a secret identity for online debit card use, but for some reason the card never worked. I went back to the bank (not the original branch I set it up with, but one near my new home) and told them that I needed an "AKA" pseudonym account for the deposit of checks written to my pen-name identity (I'm now a journalist and writer for the local newspaper) and for a debit card I can use online only.

After a few phone calls to their compliance department, they were very helpful in setting up the AKA account, and I'll be setting up the LLC account shortly, which will be linked to my personal account so I can transfer money on line easily.

Because the information about my pen name identity and the association of the LLC to my real name exist only within the bank's records, and they already know who I really am, I judge that the link between my home, my pen name identity, and my real name is sufficiently secure for my purposes. It's not Level 4 security, but it will keep the people I'm interested in avoiding at bay.

The idea of a "pen name" account is one that everyone should use. The idea is that you create a sub-account under your real name that uses a pen name and has checks and a debit card issued in the pen name. Your bank knows who it actually belongs to, so there's no federal compliance issues, and most banks do this. You use the pen name debit card for ALL on-line purchases, and you only keep as much in the account as you're going to use for online transactions, transferring by computer from your root account as necessary. This way, even if the account number is harvested and used fraudulently, there's never any money in the account, and instead of having to close your root account and get new cards and checks for everything, you just close the sub account and open a new one, and the thief gets nothing. This "compartmentalization" is one of the ways of securing your on-line privacy.

Submitted Link #1: http://www.dhs.gov/xlibrary/assets/privacy/privacy...

5835. Seth
collbran, co
Age: 50
May 6, 2009
Carfax Reports
Thanks JJ for bringing up a significant security breach regarding Carfax reports in your email. To elucidate for a moment, if someone searching for you knows your vehicle's license number and gets your VIN, he can find out where you service your vehicle, which is often near where you live. A little "social engineering" by a competent private detective will likely persuade the service writer to reveal important information about your whereabouts.

In addition to JJ's suggestions about using repair facilities that don't report to carfax (and/or are physically distant from your home), which is something you can not be certain of because they can lie to you and tell you they don't when they actually do, you can take action that will give you legal recourse if they do.

Simply write out a contract, which can simply be a letter to the dealership, stating that a condition of your patronage is that they not record your VIN number (which may be required by state law, but it doesn't hurt to ask) and that they not report any information about you or your vehicle to Carfax specifically, and anybody else generally. Include a penalty provision for damages if you're required to relocate due to their breach of privacy and an advisement that violation of the contract will result in legal action. This will dissuade most dealerships from selling your information, which is what they do with Carfax.

And most importantly, of course, title your vehicles in the name of a NM LLC, and lie to them outright when you take it in and give them a false name and address, and pay in cash.

It's important for people to remember that when dealing with ANYONE other than an official government agent, you are not obligated to tell them the truth about your identity, where you live, your phone number or any other personal information that clerks and merchants routinely try to extract from you. As I've said before, if you wish to maintain your privacy, you have to unlearn all the lessons of honesty and openness that your parents have taught you that cause you to give out personal information in a reflexive, automatic manner, anytime someone asks. That's WHY "social engineers" are able to get passwords and all manner of information about someone. You have to learn to keep you mouth shut and always ask "Why do you need to know that?" before giving out any personal information.

And when it comes to government agencies, you must NEVER lie to them, but neither are you compelled to answer every question they ask. Exercise your right to remain silent and always ask what their legal authority for asking for the information is, what the specific statute that authorizes them to ask and compels you to answer is, and what the consequences are if you refuse to do so, then decide if it's worth answering the question.

Note that many times merely questioning the authority of some bureaucrat to take down your personal information is enough to get them to quit asking, because they know they have no legal authority to compel you to answer and they're just hoping you'll give it to them without objecting.

ALWAYS OBJECT!

5834. Drake
LA, CA
Age: 34
May 6, 2009
Celebrity Data Breach
Nosey law enforcement officers have become complacent, and, forgetting their database searches are audited once in a while, they have been caught looking up celebrity info on their restricted systems...

The only positive thing to come from this revelation is the realization that the info in these databases is often incomplete or just dead wrong. This could be either good or bad for Joe Public.

"....law enforcement authorities may lack the latest information on court proceedings and that background checks of individuals may not include recent acquittals. Incomplete criminal histories could also influence police investigations, decisions on filing charges, and sentencing...."


Submitted Link #1: http://www.boston.com/news/local/massachusetts/art...

5833. Arnold
Los Angeles, CA
Age: 46
May 5, 2009
NM LLC question
Can we use the NM LLC to buy (or title) a car overseas,say the Philippines?

... Each country is different and I have no connections in the Philippines. If you do, by all means ask a friend to check this out over there.


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