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#: From / Date: Question / Answer:
7191. jiim
Greenville NC
Age: 36
Mar 5, 2010

"There's no future for bank secrecy. It's finished. Its time has run out."

See link

Submitted Link #1: http://news.yahoo.com/s/time/20100305/wl_time/0859...

7190. Teresa
Lewiston, Idaho
Age: 48
Mar 5, 2010
To Brian re: Scroogle
Brian, as far as I know, sites like Scroogle and IxQuick only provide you with anonymous SEARCHES. As I understand, once you go to the site (especially Google), that's that.

If I am mistaken, someone will be along to correct :)

7189. Teresa
Lewiston, Idaho
Age: 48
Mar 5, 2010
Phonegangster?
I have seen several posts about vnumber. I did search the messages here, and wonder if anyone has had a look at PhoneGangster:

Submitted Link #1: http://www.phonegangster.com/...

7188. Brian
Detroit
Age: 21
Mar 5, 2010
Scroogle Image Search
Anybody know of an anonymizing search engine (like Scroogle) that uses Google's "Image Search" and "Product Search"? I like Scroogle but am unable to use Google's Image and Product search functions with it.

7187. Patricia
N Yarmouth ME
Age: 58
Mar 4, 2010
Requirements opening bank accounts
Hello: I have been researching the issue of whether one's Social Security number is required if you open a bank account as an LLC that is owned by a trust you created. I see as many "yes" as well as "no" answers on this matter. Please advise.

... I believe that whoever signs the checks will have to furnish his or her SSN.

7185. Hu
Ayutthaya, Thailand
Age: 54
Mar 3, 2010
Bank Runs
Here is an article that is a good example why to have a second bank account in Canada. I don't know if the event will occur, but if it seems if it is possible it would be prudent to have that 2nd account.

Submitted Link #1: http://www.lewrockwell.com/orig6/salerno6.1.1.html...

7184. Charles
Chicago, ILLINOIS
Age: 42
Mar 3, 2010
Online Snooping
Narus is best known as the creator of NarusInsight, an network monitoring device that can analyze traffic on IP networks. AT&T allegedly used a Narus system to wiretap customer data on behalf of the U.S. National Security Agency as part of a U.S. domestic terrorist surveillance program. They are developing a new technology that sleuths through billions of pieces of data on social networks and Internet services and connects the dots. It will sift through millions of profiles searching for people with similar attributes -- blogger profiles that share the same e-mail address, for example. It can look for statistically likely matches, by studying things like the gender, nationality, age, location, home and work addresses of people.

Submitted Link #1: http://www.itworld.com/internet/98652/narus-develo...

7182. Frank
San Francisco
Age: 22
Mar 2, 2010
Biometric Drivers Licenses
How can I avoid a biometric drivers license? My own is up for renewal and my state is now using biometric photographs which I obviously want to avoid.

... Other than getting a license in another state? Or not renewing your license (and then driving VERY carefully)?

No solution.

7180. Mike
Kansas City Kansas
Age: 41
Mar 1, 2010
Money laundering
I saw this article earlier today. The guy is a middleman between foreign online gambling companies and its customers. Poker site uses him to pay its customers when they request a withdrawal.

Submitted Link #1: http://www.naplesnews.com/news/2010/feb/28/feds-in...

7179. Danny
Livermore CA
Age: 31
Mar 1, 2010
Under the Radar
Recent posts show that sometimes refusing to provide information can certainly reduce privacy. It can bring more attention to oneself than desired. Privacy is a learning curve. Providing alternate information rather than refusing to provide information will reduce problems and suspicion. If paying cash, and they are not asking for your id, then what's the problem with providing your alternative information?

7178. Stan
Atlanta ga USA
Age: 44
Mar 1, 2010
Stalker fear over
A CAMERAPHONE application that finds names and addresses of total STRANGERS was blasted as a "stalker's dream" last night. The facial recognition "app" instantly identifies snaps by matching them to photos on websites like Facebook and Twitter, where personal info is accessed.

He warned: "It takes the dangers that already exist and increases them infinitely."

Dr Ian Brown, of the Oxford Internet Institute, said: "A guy could take a picture of a girl in a bar and find out all sorts of information."

Submitted Link #1: http://www.thesun.co.uk/sol/homepage/news/2872019/...

7177. Drake
LA, CA
Age: 34
Mar 1, 2010
Diversion Safe - sort of
This photo is an example of home-made creativity.

Submitted Link #1: http://imgur.com/gallery/Vgvmj...

7176. Joseph
Sioux City, IA
Age: 24
Feb 28, 2010
Another good website to check out?
If you click on this link it will tell you what companies have behavioral advertising cookies installed on your computer, very interesting!

Submitted Link #1: http://www.networkadvertising.org/managing/opt_out...

7175. Joseph
Sioux City, Iowa
Age: 24
Feb 28, 2010
Peekyou.com
I would suggest searching Peekyou.com and seeing if you have a profile on there. If you do, your efforts at privacy are NOT good enough!

I was absolutley shocked to find some information about myself right there online, and I have been working on securing my privacy for at least a year now. I haven't moved from my home, which is paid for, but will need to do so to achieve absolute privacy.

I searched for a friend of mine who isn't privacy centric, and I couldn't believe all the things I came up with. It even included stuff from 5 or 10 years ago, forgotten online profiles and things like that. VERY informative website! On an aside, has anybody else had the problem that I have had with getting anything automotive related done?

I've been to 3 different shops in the last two or three weeks for various things, and they all wanted my personal information.

I'm just about ready to print up a couple of business cards with fictitious information and tell them, here's my card. Of course, they will have my license plate number and can find me if they can find a police officer to comply, but that is technically illegal I believe.

One shop tried to pull it after I had the work done, and they asked me for my last name, which is fairly common. Then they asked me for my first name, and I just gave them my usual (very common) nickname, after some heated discussion, which included me stating I was paying for it with cash, what was the problem? She did not ask for any further information after that.

It was just for buffing an aluminum wheel, so she did not need my information for warranty work. Any suggestions?

Submitted Link #1: http://www.peekyou.com...

... (Joseph, I added http:// because without that, the URL will not work.)

7174. Mike
Orange County, CA
Age: 30
Feb 28, 2010
Coscto Business Membership Problem

I went to Costco last week here in Southern California to open up a business membership under one of my New Mexico LLCs. They asked to see some sort of proof that the company existed, so I presented my original LLC documents. To my surprise, they said they couldn't accept the documents because they didn't have MY name on them. I stated that the company was formed by another individual and was then sold to me. I presented the receipt from Rosie showing that the company was sold to me and they said they couldn't accept that. I tried to explain to them that they were holding ORIGINAL LLC documents, but they didn't budge. I presented a business card and a credit card with the company name on both and they said it wasn't sufficient proof that I owned the company.

I spoke with four different brain dead Costco worker bees and soon realized that they had no idea what they were doing. They really don't know the first thing about how companies operate. One of them stated that I needed a letter from my Board of Directors, to which I replied there is no such thing for an LLC. Another said I actually had to go to New Mexico to open my Costco business account! One insisted that the state of New Mexico would have to send me a letter verifying that I own the company. The list goes on, and they eventually stated that they weren't really sure what the rules were and that I had to speak with their manager to go any further. Of course, the guy never calls back and can't be reached when I call the store.

This brings up one point and one question:

First, I've said it before and I'll say it again: Sometimes it's WORSE to try and have certain services/utilities/memberships/etc in the name of a company because it is more difficult or simply draws more attention to you than is necessary. I believe it is better to have these services in an alternate name or in the name of a nominee.

Second, have any of your clients ever had any trouble PROVING that they are the owner of an LLC when it comes to things like titling real estate? How common is my Costco dilemma? Any attorney would know that whoever holds the original LLC documents is probably the owner, right?

Thanks,



... 1. Regarding "brain dead Costco worker bees," Costco is a special case. I suspect that in another branch it might be easier, but I would NOT show LLC documents to Costco because--as they say--your name does not appear. I got my Costco membership some years ago and I don't recall showing them anything at all other than a business card and my passport.

2. In the past, for real estate, I've had to print up a resolution, signed by me, for a title company. At least one other person did the same. But since Rosie started giving receipts last summer, I've not heard of any problems with real estate.

3. I have not heard any complaints about Costco before, but on the other hand I think most persons just get a personal, not a business account.

4. Although I once wrote that possession of the original documents shows ownership, I would not say that is always true. Each company (including Costco) has its own rules about what is or is not acceptable. Also, much may depend upon how the applicant presents himself or herself.

7172. Fred
Austin, TX
Age: 39
Feb 27, 2010
Luna's Laws
Is the 17 of Luna's Law #17 just a number picked out of the air, or do laws 1-16 and 18 and beyond exist? I'd love to know what they are if they do.

... "Out of the air."

7171. Stan
Atlanta ga USA
Age: 44
Feb 27, 2010
Gail #7158
I not aware of any name thats discriminated against, but with the online apps, Id just use your first and middle name.

If you get hired, you will have a chance to add your last name.

The best route to landing a job is to identify companies that can use your skills and knock on the door. Dont call, go there, in person, and talk to them.

I have a regular job, that I love, is a perfect match of my skills, and pays pretty well.

I found it thru networking, I knew someone that already worked there. They received 400 applications for this part time job, which later turned into full time. You can not compete with 200-400 others with the employer only seeing you on paper, you must bypass that and knock on doors of businesses that are not advertising.

My employer has my CMRA address,they do not have my actual street addy.

... Well done, Stan!

7170. Bruno
Annecy, France
Age: 33
Feb 27, 2010
Tax regimen for LLCs
Suppose I do some business with a NM LLC, but that the "principal place of business" shown in the Articles is in another country (not necessarily Canary Islands or Spain, by the way). Suppose also that the business is entirely internet-based and not tied to a particular location. What would be the tax regimen? The one of NM, or the one of the stated place of business (even if this is a ghost address with no substance)? I imagine a State will never object that you voluntarily pay taxes, but what about the State of NM? Is there a risk it tries to get some of it?

... If you use an LLC for a business entity, I doubt that anyone will ever see the Articles. I assume you will (or should be) taxed in the country where you actually do business and make a profit. Certainly NOT in NM unless you do business there.

7169. Drew
watertown,MA.
Age: 45
Feb 27, 2010
filling out a job app.
I recently filled a job application for Whole foods market online, after completion of the app, I was directed to a site HireBox. They required my name, address, social security number.Where does this information go? Is this safe?

... Anyone applying for a job faces this same challenge to privacy. The only solution I know of is to work for yourself, but of course many persons simply cannot do that. Very sad.

7168. Joel
Dallas, Texas
Age: 56
Feb 26, 2010
Reply to Mike #7167
There are several fountain pen inks that will also prevent check fraud, in particular Noodler's brand bulletproof inks, in several different colors. There are also several inexpensive fountain pens available to take advantage of these inks. Be aware that if you use the Noodler's bulletproof inks, they will not wash out of clothing. They resist water, UV, bleach, and various other strong chemicals.

Submitted Link #1: http://noodlersink.com/benefits.html...


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