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From / Date: |
Question / Answer: |
| 7241. |
Brad
Woodstock,Ilinois
Age: 25
Mar 15, 2010
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Paypal
Charles 7240
Thank you Charles. I agree with your assessment. I have read too many testimonials on the web critical of paypal; apparently, it arbitrarily freezes business accounts at random, for the silliest reasons. I had no problem with it in the beginning--then all of a sudden, it froze my account.
2 Check out looks like it might be better but the rates are twice as high as paypal. I really don't want to use a merchant, since I would like to keep my privacy "private"!
Anyone got suggestions? Or any info on 2checkout? Much appreciated!
...
FYI, our experience with PayPal has been excellent. Perhaps not perfect, but what system is?
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| 7239. |
Chris
Tulsa, OK
Age: 29
Mar 15, 2010
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Rebates
As for rebates, I forget all about them when making my purchase decision. Especially when it comes to computers and printers. (Printers and the yellow dots of mystery)
I used to turn them in and I would send the rebate to a local christian pastor but then I thought that maybe he would not want his name in some database regarding a purchase I had made so I stopped that.
When I got my laptop, I paid in cash. It came with a $200.00 rebate & a free printer. That was tempting but my privacy is worth much more than that. In addition, I never did register my laptop.
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| 7237. |
Chris
Phoenix, AZ
Age: 50
Mar 14, 2010
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Good CMRA
In message #4583 Wendy stated:
"(My CMRA for these businesses are in a state where CMRA's aren't required to accept process;".
Wendy, would you be so kind as to tell me which state that is, and also, if possible, the name of the CMRA?
Thanks!
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| 7236. |
Ray
Chattanooga, TN
Age: 42
Mar 14, 2010
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Chat Roulette
Thought everyone would be interested in the next generation of social networking sites:
Submitted Link #1: http://www.msnbc.msn.com/id/21134540/vp/35817028#3...
...
For parents of children who still live at home, one of the biggest challenges is how to keep the kids off ALL social networking sites. If any of you parents out there have accomplished this, I'd like to hear from you!
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| 7235. |
Brad
Woodstock, Illinois
Age: 25
Mar 14, 2010
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Paypal
Paypal froze a business account, stating it needs documentation of the business registration and a state issued photo ID verifying the owner. Has anyone experienced this, and how did you resolve it?
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| 7234. |
Brad
Woodstock, Illinois
Age: 25
Mar 14, 2010
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Car Registration
I know you can title a car to a foreign address. But can you register and insure a car to a foreign address, since car registration and insurance wants the home address.
...
The DMV has only the LLC name and foreign address, but you insure in your own name, not the LLC name. If you insure your home with the same company, they will of course know your home address, even though all statements will normally be mailed to your PO Box or ghost address.
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| 7232. |
Charles
Summit NJ
Age: 58
Mar 13, 2010
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Rebates
RE: Jim 7227
What do you think of the idea of using the dealer's info? Example: use your name, their address, a cell phone number (theirs or otherwise untraceable)? Many times this could work (but not always). In any case, most of my ideas to keep your privacy(except using a nominee as outlined in HTBI or forgetting thw rebate altogether) involve getting the cooperation of the dealer. He wants to make the sale, right? So, he gives you the rebate upfront and he gets paid back when the rebate check shows up, right?
IMHO, two-bit know-nothing store clerks (as outlined in other posts here) are a waste of your time. It will almost always be necessary to talk to an supervisor, a boss, or the owner (i.e. someone who has adequate intelligence, a bit of common sense, and sees the benefit of working with you).
Hope this helps and it works out for you.
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| 7230. |
Teresa
Lewiston, Idaho
Age: 48
Mar 12, 2010
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CRMA vs. POB (Thanks to Mr. Luna.)
Well, we have only one CRMA here (as far as I know).
I did use it while I was away for a while, then closed the account (I wasn't as educated about privacy issues then).
So thanks to Mr. Luna for his answer...and back to noodling for me!
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| 7229. |
Jodie
Greenville, NC
Age: 30
Mar 12, 2010
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re: #7226
It's still possible for people to find out who you really are, even if you use a pen name. For example, if you use WordPress (a popular blogging platform), someone who posts a question/comment may receive an email when their comment has been posted and/or answered. This "from" address will be whatever email address you used when setting up your WordPress site/blog (or whatever "from" email address you used when configuring one of the many contact form plugins available for WordPress, should you choose to have people ask questions via a contact form instead of commenting on your posts). Once your email address is known, it would be possible to find out who you are through various methods which I won't mention here.
Other methods that could give you away:
1) Presumably, you're selling the book online and accepting credit card payments from your customers. You'll no doubt have given your real name to the company that processes the payments (PayPal, 2Checkout, etc.). Also, some of your information may be visible to the customers during the checkout process and/or when they get their receipts. When you use PayPal, the merchant's name, email address, and phone number will appear on the receipt.
2) Someone could check your domain's WHOIS record to find your name, address, and contact information (unless you've opted for a private domain registration AND you used "vague" WHOIS data, such as an LLC with which none of your personal information is associated).
3) Your web host and ISP will have your real information, unless you used a nominee.
4) If you promote your book using paid advertising, it may be possible to identify you through your billing information.
5) Your writing style and any real-life stories that you share with your readers may allow people to deduce who you really are, particularly if they already know you personally (e.g., friends, family, or co-workers who may somehow stumble upon your book - this is, of course, assuming that your book is about your own experiences with the topic in question).
It would be difficult for your average customer to find out who you are if you have, at the very least, used private WHOIS and a pen name. They probably will not be able to access any of the "real" information that you may share with the companies involved in making your venture possible. Keep in mind, though, that discovering your identity would not be impossible, even if you used a nominee for everything.
I hope that helps you out, and I wish you luck with your business.
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| 7228. |
Teresa
Lewiston, Idaho
Age: 48
Mar 12, 2010
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Re: Mike (7225)
Yes, Mike. They--being teenagers and 20-somethings--are so full of themselves as to think that spewing their business all over Twitter, Facebook, and anything else makes them even MORE full of themselves. It is sad.
Remember: These kids have mostly been left to themselves and look at/listen to garbage on TV, radio... and you know the rest of it!
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| 7227. |
Jiim
Greenville NC
Age: 36
Mar 12, 2010
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Rebates could cause problems with HTBI.
Rebates could cause problems with HTBI.
I work at a company that offers a product that comes with a rebate. The dealer and homeowner are bound to some conditions in the implementation of this program.
As I was reading the legal stuff (dealer version), I found.
“ Additional information will be verified:”
“Consumer name”
“Valid address based on Melissa (Post Office) data”
“Valid phone number”
The rebate would be kicked back to the dealer as a charge to his account and then you may have a real problem.
Your best bet would be to work a cash deal and skip the rebates. Most of the time the dealer pays 1/2 of any rebate anyway.
Submitted Link #1: http://www.melissadata.com/Lookups/index.htm
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| 7226. |
Dave
Riverside, CA
Age: 54
Mar 12, 2010
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email
I am selling a book controversial in nature. Nothing illegal, hateful or unacceptable, just recovery from drug addiction and all problems associated with this issue.
My question is this: If I take email questions for a mobile broadband phone service to my website, if I do not respond directly to the email, choosing to answer the question by posting my response will it be possible for a person to find out who I am? The book is written under a pen name. Would appreciate advice.
Thanks
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| 7225. |
Mike
Orange County, CA
Age: 30
Mar 12, 2010
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No one cares about privacy???
I came across this article today discussing how today's youth are no longer concerned about privacy and are more than willing to divulge much of their personal lives in return for free services. The author seems to suggest that a lack of privacy actually helps society by allowing marketers to quickly identify which products we need and to try their best to make us buy them. After all, we’re nothing but a bunch of consumers, right?
It just so happens that the author of the article is married to a Google employee, but certainly tries to convince us that his views are in no way affected by that fact…
Submitted Link #1: http://news.cnet.com/8301-13578_3-20000336-38.html...
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| 7224. |
Will
Bellefonte, PA
Age: 42
Mar 12, 2010
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LLC ownership
After reading HTBI, I'm interested in buying an LLC from Rosie or Michael. One thing I don't understand is how the ownership of the LLC actually works. If I bought an LLC from Rosie, does it come with paperwork saying that she has sold me the company?
...
Yes, Rosie forms the company and gives her own address in Spain. If you then purchase an LLC from her, she will give you a receipt showing you purchased the LLC from her.
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| 7223. |
Lewis
Athens, GA
Age: 35
Mar 12, 2010
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Use Cash And Enjoy Privacy? You’re A Terrorist
Here is an interesting article about privacy in Britain:
"A new government commercial currently running on one of Britain’s most popular radio stations is selling one thing – fear – by encouraging Londoners to report their neighbors as terrorists if they use cash, enjoy their privacy, or even close their curtains."
Submitted Link #1: http://www.prisonplanet.com/use-cash-and-enjoy-pri...
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| 7222. |
Charles
Summit NJ
Age: 58
Mar 11, 2010
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Leonard 7209
Hi Leonard,
A question for you: why cash it at all? As JJ said, you will be asked for ID. Unless I desperately needed the cash and had no other source for cash (a bad move to be in that position!), why not instead use the MO to pay a bill (or buy something via mail order and use the MO to pay for it)? I am sure you can think of other uses for your M.O.
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| 7221. |
Debra
PHILADELPHIA, PA
Age: 23
Mar 11, 2010
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Swiss Bank Accounts
I'm not sure if PostFinance qualify as a Swiss Bank account. But several years ago I opened a bank account at PostFinance by mail. Several years ago they sent out letters stating all accounts outside their area would be closed.
My account and other accounts were closed. I'm not sure about other banks but PostFinance kept details records about the location of their customers.
I'm sure others banks do the same.
Submitted Link #1: http://www.postfinance.ch/...
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| 7220. |
George
Pomona, CA
Age: 26
Mar 11, 2010
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Re: Hard Drive Wipe
For those of you who cannot afford commercial software or who simply don't believe in paying, there is a free, open source program called Darik's Boot and Nuke (DBAN) that works pretty well.
Submitted Link #1: http://www.dban.org/...
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| 7219. |
Chris
Phoenix, AZ
Age: 50
Mar 11, 2010
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Follow up to scanning mail CMRA's
Follow up to #7217:
I don't believe the USPS will forward mail to a distant country, and I'm not sure which of my creditors I'll give a ghost address. Also, I may only use this new scanning mail address for more than 6-9 months until I've got things worked out.
I've looked online and read the websites of Earth Class Mail and Mailbox Forwarding, as well as paperlessmail.com and either there isn't any information about process serving, or, it is nebulous. Thus my questions - is it state specific to the location of the CMRA [i.e. anyone from any state can serve someone who has an address with a CMRA in, say, California (which I understand DOES allow service f process)], or is depend upon the state where the creditor is located?
Just trying to get all of this clear before I set everything up.
Also, if someone has any other advice to offer, I'm all ears.
Thanks!
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| 7218. |
George
Pomona, CA
Age: 26
Mar 11, 2010
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Media Propoganda Says Working For Your Self Is
This family tries so hard and "struggles" on $80,000/yr annually. Even in New York, America's most expensive metropolitan area, that's still a livable wage. But, this is Minnesota for crying out loud! And they also mention how "burdensome" their high deductible health plan is, neglecting that the federally limited *out-of-pocket* cost cap for a family right now is at a little less than $9K. Considering that they even get to deduct those premiums as self-employed business owners and reduce their tax burden, that's not really that much.
They make is seem so "risky" to work for yourself, but the truth is that what's riskier is working for someone else and hoping you'll have the job the next day everyday. What makes me laugh is that all of the people mentioned in the story are media professionals. Kinda of a conflict of interest, no?
Submitted Link #1: http://money.cnn.com/2010/03/11/pf/freelance_budge...
...
Hmmm ... well, they could take that $7,000 "saved for college" and use it for something more useful.
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