After some searching, I recently landed a new job at a moderate-sized company. I have filled out all the paperwork with my mailing address (CMRA) only and have had no problems. I even passed a background check!

(Side note: I love how having a certain northeastern state's license forced the background check company to get MY permission -- on a notarized state form -- before they were able to access my driving record!)

BTW: Thanks for the great site! Just purchased HTBI for cash at Barnes and Noble.

... When you order an LLC, NO NAME is connected with it. You therefore do not need a nominee.

However--at least with orders to Rosie--you will receive an official-looking receipt to show you really own the company. This information will not be seen by anyone else and you may never need it unless you buy real estate. However, it you do not want even Rosie to know your name, then ask her to send you the receipt in blank. (It won't look as official however, if you have to write the name in later.)

2) Although it's advisable to have separate LLCs for each car, if you sell a car, can you keep the LLC it was titled in and use it again for your next car?

... 1) The insurance should be in the state where you live, and use the car.

... 2) Yes.

Thanks for all your good work on helping people to protect their privacy.

... I have never heard of a tax ID being needed just to buy a car. Only if you will use it for a business (such as a taxi or a delivery vehicle) would a tax number be needed. If someone told you the LLC MUST have a tax number, try a different office.

It is getting the time of year for Christmas and New Year parties. Just a reminder a DWI Can ruin any attempts at HTBI should you drink, drive and get stopped. A few drinks are not worth an arrest record. Not to mention you could kill someone including yourself.

Just plan ahead and have a DD or a taxi service phone no. available. I have found that a taxi cost me $8.00 to $18.00 one way. Much less than the start of trying to get out of a DUI.

I never have them drop me off at my exact location.

Submitted Link #1: http://www.scribd.com/doc/3708690/Stopped-for-a-DU...

Each year Microsoft sends me an email and reminds me that in ten days, they will deduct $19.95 from the credit or debit card listed on my account. When I receive the notice, I buy a $25 Visa All Access gift card and put it on my account. I did so last week.

I just received a notice from Microsoft stating the card did not work and to add another card to my account or they will cut off my service.

Is anyone familiar with this particular card? Do they now require it to be registered in order to work? More important, does anyone know of any gift card that works these days with registering it that I can use here? Thanks.

One or two months before I was required to renew my driver's license, I requested two of my utility companies to change the billing address to the street address of my post office, with unit number ##-####. I went to the DL bureau, and advised that I had misplaced my license (albeit, briefly,) and that I needed to change my address, anyway. I used the bills as the proof I needed to effectively put my PO Box on my DL. Important to note, I never told the clerk that this was my residence. She asked for the new address, and I provided it.

Remember to change the address for the utilities back to the POB. The post office does not like to receive mail with its street address and "unit number."

Regarding licensing vehicles in Florida, I follow JJL's advice. Dress well, have a manila folder with documents (if you're asked,) and act like you do this all the time. Have a letter (on company letterhead with out-of-state address - created in Word) authorizing you to process the transaction on behalf of the company. The only tricky part is if you're asked for a "garage address," where the car is parked at night. I say that the car is driven all over the state, that it is never in one place for very long, that the driver does not live in FL, and that the company does not have a physical location in FL. But be ready with a physical address (not your own) if you're asked for one. I used my accountant's office. (He has since moved.) The bill of sale I use has the LLC name, and an out of state address where mail is received and re-routed to me. Also, I say I'm processing the transaction for the business owner, so if I'm asked for additional information, I can either place a phone call (to my wife), or come back later with whatever they require. If asked specifics about the company, it's easy to say "I'm not really sure" if you're not the owner.

Once you've registered a car, the next time is easy. You can simply have them look up the information from the first car, and register the second car with the same information. Good luck.

... Excellent work, Jack. As I have noted before, much depends upon how you present yourself. You you MUST remain polite. Threats will get you nowhere.

"The FDIC findings are based on research by the US Census Bureau. The survey represents the first time that this data has been collected to produce estimates at the national, regional, state and large metropolitan statistical area levels, the FDIC says."

After reading this article, I am concerned by how much info they must have asked for to gather this much data. It says this is the first time they have asked for this info. The more I think about this, the more I am understanding just how invasive this census truly is. I need to practice being stubborn.

Submitted Link #1: http://www.centralvalleybusinesstimes.com/stories/...